Loans underwriting with AI Agents
Traditional risk assessment in credit and insurance is a long, expensive and error-prone process. In B2B, where large sums of money and complex financial structures are involved, a quick and accurate decision can mean billions of dollars in contracts.
Our no-code/low-code platform uses AI Agents and machine learning to assess credit and insurance risks, speeding up the underwriting process and making decisions more effective - without the need to manually analyze hundreds of pages of documents.
Fast, accurate and intelligent risk assessment - without manual work.
With our technology, you can:
- Assess credit risk and liquidity - analyze cash flow, liabilities, assets, repayment history and mortgages.
- Accelerate credit decisions and underwriting - AI analyzes hundreds of parameters in seconds.
- Assess insurance risk - determine whether a customer or company is acceptable for insurance.
* Automatically retrieve data from external sources - e.g. records of debts, tax liabilities, assets.
Read more about Agentic Process Automation
How it works
- Collect data about a customer or company - credit history, liabilities, mortgages, cash flow, insurance data.
- AI assesses risk in real time - financial, transactional analysis and ML-based scoring.
- Adjust scoring and decision rules - dynamic AI models instead of static rules.
- Accelerate underwriting decisions - system generates recommendation, eliminates manual review of documents.
- Monitor risk and adapt strategy - the system learns from new data and adapts models.
Applications for B2C and B2B
- Banks and fintechs - credit risk analysis for individual and corporate customers.
- Leasing and factoring companies - quick assessment of ability to lease or secure invoices.
- Insurance - AI analyzes insurance risks and determines policy profitability.
- Large B2B contracts (e.g., credit for Orlen) - analysis of risk exposure, liabilities and creditworthiness.
Technology that turns underwriting into a modern process
- No-code/low-code - fast rule configuration without programming.
- AI and machine learning - real-time dynamic risk analysis.
- API integrations - access to debtor registers, mortgages, cash flow, open banking.
- Automated underwriting decision - AI evaluates, recommends and speeds up the process.
Faster and better decisions - more profitability and less risk.
Automate underwriting and let AI assess risk in a fraction of a second.
Read more about Integrations
